dayamn.com

Welcome to the April 18, 2009 edition of how to administer your money carnival. Work work work, delays suck, I know, but thanks for your patience. Enjoy!!!

Mike presents This Great Depression Will Be Known As The Great Stagflation posted at Great Depression Version 2: Bear Market and Economic Depression, saying, “The current economic crisis is just beginning. It will wind up being known as the Great Stagflation.”

Shaun Connell presents 5 Financial Tips for Right Now posted at Financial Planning, saying, “Don’t just read financial advice. That’ll just waste your time. Instead, make sure to find something you can actually do in the next few minutes — and don’t get up till you do them.”

Alvaro Fernandez presents Change Your Environment, Change Yourself posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, “Trading expert Brett Steenbarger’s Lesson #4: “When you act as your own trading coach, your challenge is to stay fully conscious, alert to risk and opportunity. One of your greatest threats will be the autopilot mode in which you act without thinking, without full awareness of your situation. If you shift your trading environment, you push yourself to adapt to new situations: you break routines.”"

Jack Schmidt presents To “B” or Not to “B” - That Is the Budget posted at SectorMatic Money Journal, saying, “Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It’s for you!”

Jordan presents Use Twitter To Make Money For Yourself/Business posted at Jordan’s Internet Marketing Guide, saying, “Thanks!”

nickel presents Lending Money to Family and Friends posted at fivecentnickel.com.

Credit Card Addict presents Reduced Credit Card Limits Hurting Credit Scores posted at CreditAddict.

Money Tipper presents How to Opt Out of Unsolicited Credit Card Offers posted at Money Tipper.

kathryn presents Budget Money with Irregular Paychecks posted at Out of Debt Christian, saying, “Working as a freelance writer is an amazing life. I get to work when I want to work and I get to work as much (or as little as I want to work). I am my own boss – mostly. Getting paid is still a primary need and sometimes the paychecks to not come on a regular basis. It is important for me to learn some tricks that let me budget my income no matter how unusual that income may be.”

Kurt Tasche presents Instant Affiliate Website - Mike Filsaime’s Best Product? posted at Kurt Tasche - Online Business Mentor|Home-Based Business Expert, saying, “Mike Filsaime is always coming out with a great new product. This review is on one of his older, and probably one of his best products”

Leanie Belle presents Add A Blog To Boost Your Online Profits posted at Internet Business Make Money Online With Welly Mulia.

Kurt Tasche presents Make Money Online with Network Marketing posted at Kurt Tasche - Online Business Mentor|Home-Based Business Expert, saying, “Download my free ebook ”

mortgager presents Second Hand Endowment Policies posted at Endowment Policy, saying, “Read on how to act with second hand endowments easly durin crysis.”

Kurt Tasche presents How To Get Backlinks posted at Kurt Tasche - Online Business Mentor|Home-Based Business Expert, saying, “How To Get Backlinks - If you”

Winson Yeung presents Fastest Way To Build A Huge Targeted Opt-In List - Free Giveaway posted at Singapore Internet Marketer’s Blog, saying, “So, by now you know: the money is in the list! Grow your list and you grow your niche site income. But you also know that one of the best ways to get people to part with their email address is to give them something valuable for free, in return!”

Ishan B presents 10 Tips to Reduce Car Expenses posted at Save Few Bucks, saying, “Expenses on your car are one of the biggest drain on your wallet. We sometimes do not realize the complete impact of these. However, if you try to add up the all the expenses that we have to do on our car every year (including insurance, gas, any repairs, state inspection etc.), you will be really amazed with the amount. So, I decided to write this article about some Money Saving Tips to reduce Car Expenses.”

Investing School presents Beginning with Options Trading posted at Investing School, saying, “Options can be an amazingly easy way to protect yourself and reduce risk. However, it can also be very dangerous if misused.”

John Russell presents 14 Auto Insurance Secrets - They Don posted at The Low Cost Auto Insurance Guru, saying, “If your car is ”

PFCreditCards presents Credit Cards are Evil Just as Knives are Sharp posted at PF Credit Cards, saying, “If you are going to complain that credit cards are sharp, you might as well complain that knives are sharp as well”

Raj Patel presents Leave the Card, Take the Cannoli posted at DebtGoal.

Tushar Mathur presents Health Savings Accounts explained posted at Everything Finance, saying, “One thing is certain with healthcare: premiums continue to climb higher. As a result, more employees may find that health-savings accounts (HSA) have been added to their benefits packets this year, in some cases replacing HMO and PPO offerings.”

KCLau presents 5 Ways To Take Charge Of Our Finances posted at KCLau’s Money Tips, saying, “Are we doing the right things when it comes to managing our finances? Ask yourself five questions to know if you’re on the right track.”

Jack Schmidt presents Check Your Impulse Spending At the Door posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal!”

Frank Vertin presents Just Buy Index Funds Directly posted at NO LOAD INDEX FUND, saying, “Buying an S&P 500 index fund through an investment counselor can substantially increase your initial purchasing costs and and drive up your annual management expense fees. Unfortunately, the vast majority of individual investors buy mutual funds and ETFs through brokers and investment advisers. Rarely do financial advisors recommend that you buy index funds with low fees. This is because low cost, no load mutual funds do not pay them as well as loaded, high fee mutual funds.”

Bank Savings Review presents Four Banks Give Back TARP Already posted at Bank Savings Review, saying, “We’ve got to hand it to the banks that’s already been able to hand back the TARP. Hopefully, only responsible banks will survive after this crisis so we promote responsibility.”

kathryn presents Top Ways to Waste Money on Your Home posted at Out of Debt Christian, saying, “Most people are being money conscious these days. It may surprise you to discover that you are doing a few things through out your home that is about the same as burning that money that you may be working so hard to save.”

Shaun Connell presents Being Frugal is Just the First Step posted at Financial Planning, saying, “Your financial plan shouldn’t be just about coupons, cutting costs and finding great deals. Being frugal is just step one in personal financial planning.”

Patrick @ Cash Money Life presents How to File a Tax Extension posted at Cash Money Life, saying, “Tips on how to avoid late penalties and fees by filing for an extension on your federal taxes if you won’t be able to file by April 15th.”

Patrick @ Money Saving Deals presents TradeKing Offers up to $150 in Transfer Fees posted at Cash Money Life Deals, saying, “TradeKing will reimburse up to $150 in transfer fees when you transfer your investments to a new TradeKing account.”

Steve Patterson presents Commons Mistakes that Delay a Tax Return posted at 2009 Taxes, saying, “Making the most of your return by avoiding the mistakes that will delay your refund from arriving.”

Michael presents How Much Car Insurance Do You Need? posted at Vital Motion, saying, “When shopping for car insurance, it is important to know how much insurance you really need.”

Walter W. Fouse presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds, saying, “The vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work.”

Michael Haltman presents Mark To Market Eased: Making A Silk Purse From A Sow’s Ear? Example Included posted at The Political and Financial Markets Commentator, saying, “These are complicated products that even the banks themselves, save for a few of the quants that created them, could either explain or describe. Products created with and about most every type of esoteric financial product available. Products with bid/ask spreads wide enough to drive a truck through. Products so illiquid that they may never trade and therefore can’t be priced yet that allow the firms selling them to make huge money on them. You get the gist.”

Richard M. Rothschild presents The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit) posted at Bond Market Index Funds, saying, “The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money.”

Peak Personal Finance presents 3 Smart Personal Finance Tasks You Are Probably Putting Off posted at Peak Personal Finance.

Ralph Jean-Paul presents Building Self-Discipline posted at Potential 2 Success, saying, “The most disciplined business people are usually the most organized, efficient and successful. They are also the people that make the most money. Learn to build self-discipline in your personal and professional life and see the difference it will make.”

John Russell presents 14 Auto Insurance Secrets - They Don posted at The Low Cost Auto Insurance Guru, saying, “Your Credit Score and Risk Is Important. Out of the 22 auto insurance companies we spoke with, 20 now consider your credit history as extremely important in determining your auto insurance rate. This number is up from 12 when we last spoke to the same auto insurance companies in May-2006. Although many factors influence your auto insurance rates, most of the auto insurance companies now consider it one of the most important factors they look at.”

Stock Trading Brokers presents SEC Considers Proposal for Uptick Rule posted at Stock Trading Brokers, saying, “Bring back the uptick rule. There was actually no harm done when it was there. When it’s not broken, don’t fix it. Now that people have shed light on it, of course there are criticisms.”

MoneyNing presents Everbank Review posted at Money Ning, saying, “EverBank is one of the best banks and it offers a very high rate with its money market account and even checking account. You should check it out.”

Jordan presents Being Creative Goes A Long Way Online posted at Jordan’s Internet Marketing Guide.

Investing School presents Etrade vs Tradeking vs Zecco - Trading Commissions Comparison posted at Investing School, saying, “Have you written Etrade off just because the commissions are higher? Is Zecco or TradeKing better? This takes a look at these three stock brokers on a fees comparison.”

Jack Schmidt presents Blog Carnival - Submit an Article to a Carnival posted at SectorMatic Money Journal, saying, “Personal Finance | Everything for the Big Spender On A Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It’s for you!”

Shaun Connell presents The Case for Buying Gold posted at Financial Planning, saying, “Buying gold is a polarizing investment. I know several people who are putting all of their current investments into gold out of fear of runaway inflation in the next few years. Others are scoffing at the idea, and think this is the perfect time to buy stocks, not metal.”

Tushar Mathur presents Getting finances in order posted at Everything Finance, saying, “Keeping organized records is a gift to your family and to yourself. It helps ensure that your wishes are followed, that your assets are accounted for, and that your money is available to meet your family’s needs in a timely fashion.”

Silicon Valley Blogger presents High Yield Savings Account Interest Rates: Changes Ahead? posted at The Digerati Life, saying, “Thanks!”

The Smarter Wallet presents Investing In The Stock Market? Rules To Help You Sleep At Night posted at The Smarter Wallet, saying, “Thanks!”

PFCreditCards presents Cost of Wells Fargo Business Checking vs EverBank posted at PF Credit Cards, saying, “I’m done with Wells Fargo. No fees, high interest rates, same hassle free as traditional banking. EverBank is for me.”

Tallahassee Real Estate presents How To Make An Offer In Today’s Real Estate Market posted at Tallahassee Real Estate Blog, saying, “I was talking with a Tallahassee REALTOR® yesterday and we were discussing an offer he had just made on a foreclosure offering in Tallahassee. We discussed strategy for making an offer to a bank (the home had been foreclosed upon and was for sale by the bank that held the financing on the home) and how the strategy had to be different than when making an offer to a typical homeowner.”

Brian McKay presents When to Refinance your Mortgage posted at MonitorBankRates.com, saying, “The time is right to refinance your mortgage. Rates are at historic lows - even lower than the rates several years ago that helped contribute to the housing boom and bust.”

Verna Morris presents Five Experts Agree: You Need a TIPS ETF In Your Retirement Portfolio posted at ETFdb.

Ozone presents Poker Has-Beens posted at Online Poker Strategy, saying, “Poker is not without its fair share of has-beens.”

Vanessa Wolf presents My Best Tax Tips! posted at Wide Awake in Wonderland, saying, “Hi, This is HUMOROUS, so if that’s not of interest, please don’t waste your time checking it out! Thank you! Vanessa”

PicktheBrain presents Investing in Stocks for Beginners posted at Beginner Investing.

Britannica Blog presents Do Americans Support Capitalism, and Which Capitalism? posted at Britannica Blog, saying, “I’m being asked to participate in a debate on whether America’s economic system should remain capitalist or embrace socialism.”

kathryn presents Free Money from the Government posted at Out of Debt Christian, saying, “The government is offering free money to new home buyers that have not owned a home in the last three years. The American Recovery and Reinvestment Act of 2009 provides up to $8000 in a tax credit to anyone that qualifies for the program. The amount received is determined by the value of the home (10 %) that is purchased.”

Stephen Dean presents Conversion Rates Are Relative posted at Copywriting Dean.

Sarah Johnson presents Your Unique Selling Proposition - Sarah Johnson, Copywriter posted at Sarah Johnson Copywriting.

Sarah Scrafford presents 50 Foods That Give You the Most Nutrition Bang for Your Buck posted at Masters in Health Care.

Karin Le Blanc presents Creative Ways To Get People Interested In Your Product ~7~ posted at Dutch Wahm! Work At Home Mom From Holland.

Wenchypoo presents *WARNING! WARNING! BOOK DANGER!!* posted at Wisdom From Wenchypoo’s Mental Wastebasket, saying, “This IS NOT how you should administer your money.”

KCLau presents Learning to be Happy with Less posted at KCLau’s Money Tips, saying, “How u can be happy with less material things”

Karin Le Blanc presents Setting Goals for Success: 5 Tips to Define Clear Goals posted at Raymond Le Blanc.

Jim DeSantis presents 3 Reasons That Can Cause Your Family Budget To Fail posted at Free Family Budgeting eBook from On Line Tribune, saying, “Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.”

John Russell presents 14 Auto Insurance Savings Secrets - Part-1 of 14 posted at The Low Cost Auto Insurance Guru, saying, “If you knew how this industry actually works, it would save you thousands of dollars each year on auto insurance. Want to know the secrets behind the premiums you pay? Exactly what is the ”

Winson Yeung presents Web Affiliate Program and How It Can Benefit You posted at Singapore Internet Marketer’s Blog, saying, “Web Affiliate Program and How It Can Benefit YouPerhaps you”

Winson Yeung presents Sell Stuff On Ebay - Is It A Business posted at Singapore Internet Marketer’s Blog, saying, “Sell Stuff On Ebay - Is It A BusinessA good way for most people to make money is to sell stuff on ebay. This isn”

Winson Yeung presents Tips On How To Create Blog posted at Singapore Internet Marketer’s Blog, saying, “Tips On How To Create BlogThere are many guides out there on how to create blog, but it is an easy task when you get right down to it. After all, what you really need to do is to get started. After all, writing is no longer a crapshoot when it comes to making money, the internet has given writers and authors a place where they can make as much money as they want. And a writer, given that their work is basically a vocation, needs to take advantage of every opportunity that they can.”

Winson Yeung presents Pay Per Click Software Can Reduce The Hassles In PPC posted at Singapore Internet Marketer’s Blog, saying, “Pay Per Click Software Can Reduce The Hassles In PPCMost people are unaware, but there actually is pay per click software. After all, running this sort of campaign can be time consuming. Constantly monitoring your advertising can take up immense amounts of time, time that you could be using furthering other goals, or making more money for that nice house. Make sure that you maximize your time with the right software.”

Winson Yeung presents Web SEO PPC NY And The Rest Of The World posted at Singapore Internet Marketer’s Blog, saying, “Web SEO PPC NY And The Rest Of The WorldThe terms eb Seo PPC NY?might not make sense to a lot of people, but to right clever and business minded people they carry a whole lot of weight. Each short set of letters stands for something that should trigger something in the back of their minds ?the thought of opportunity. Profit comes knocking along with opportunity and you would do well to answer.”

Writers Coin presents Buying Shiny New Things Without The Guilt posted at The Writer’s Coin, saying, “Buying an expensive new gadget doesn’t mean you have to feel guilty about it. As long as you plan it out beforehand…”

Credit Shout presents Best Cash Back Credit Cards posted at CreditShout, saying, “Finding the right credit card can be a confusing to say the least - we have sorted through thousands of cards and found the best cards for 2009.”

MoneyNing presents 25 Debt Reduction Tips For Your Immediate Action Plan posted at Money Ning, saying, “There’s no time to waste. Get your act together and fix your debt right away.”

Beno Varghese presents An Average Person?s Tax Dollars posted at Beno Varghese dot-com.

Jim DeSantis presents How To Investigate Health Insurance Providers posted at On Line Tribune | Health, saying, “The growing number of consumers needing reasonably priced health insurance plans with decent coverage has led to the mushrooming of scam health insurance providers. These providers often target new retirees, the elderly, young families, and small-business owners who can’t negotiate group rates with legitimate insurers. Here’s how to find legitimate low cost providers.”

Jack Schmidt presents Here’s the “Naked Truth” About Money posted at SectorMatic Money Journal, saying, “Personal Finance - Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Site. It’s for you!”

MoneyNing presents Ins and Outs of a Stock Exchange posted at Investing School, saying, “Stock exchanges perform a critical function in the world of trading. Find out what they do by going through the article.”

Clair Schwan presents Personal Finance ? Paying for You and Your Lifestyle posted at Frugal Living Freedom, saying, “Here are some general concepts that I believe define responsibility in the area of personal finance. You have to understand some of the concept before you can play “the money game” with any level of success.”

That concludes this edition. Submit your blog article to the next edition of how to administer your money carnival using our carnival submission form.
Past posts and future hosts can be found on our blog carnival index page.

Technorati tags:

how to administer your money carnival, blog carnival.