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Welcome to the February 14, 2009 edition of “How to administer your money” carnival. Thanks to everyone who contributed with this edition, we really appreciate it.

Feel welcome to participate on the next March edition of this carnival.

nemesis presents How to save more money posted at Wealth Gears.

Buck Weber presents Find Your Missing Money posted at THE BUCK LIST, saying, “This could help erase those zeros!”

Average Investor presents Gas Saving Tips in Winter posted at 17th Avenue Money Talks, saying, “This article highlights how to save gas usages during the winter season.”

Lance Cooper presents How to Invest with $10,000-$50,000 in the Current Market Condition posted at Recession Thoughts, saying, “The stock market has experienced tremendous volatility in the past 3 months leaving many of us wonder what and how to invest our money in 2009.”

Ray K presents Save Money By Always Being In A Contract posted at JustSaver.com, saying, “This article provides tips on how to take advantage of contract signing in order to lower your monthly bills. Helpful for everyone! Money Saving and Time Saving Tips and Advice for Everyday Living. Justsaver.com”

Abigail Perry presents Marketing logic posted at i pick up pennies, saying, “One of the biggest challenges to staying frugal? All the great products out there. Marketers’ job is to create a sense of need. And it’s so easy to be sucked in. Fight their own specialized brand of logic and you’ll find it’s a lot easier to keep money in your pocket.”

Wenchypoo presents Bail YOURSELF Out in 2009 posted at Wisdom From Wenchypoo’s Mental Wastebasket.

KCLau presents Procrastinator, plucker, plotter, and prober posted at KCLau’s Money Tips, saying, “Recently I was reading the book titled “The Number: What do you need for the rest of your life and what will it cost?” A rundown on what the book has to offer”

Woman Tribune presents Living Off of Your Credit Cards posted at Woman Tribune.

Pinyo Bhulipongsanon presents MoneyAisle Review - Best Interest Rates for CDs and High-Yield Savings posted at Moolanomy.

The Investor presents The really obvious thing we all forget when borrowing money posted at Monevator.com, saying, “You must understand who is really lending you money if you’re going to get your personal finances on track over the long-term.”

Wenchypoo presents Timely Rerun: Timeless Moves You Can Make to Maximize Earnings and Minimize Taxes posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Praveen presents Making Passive Income With Minimal Niche Sites posted at My Simple Trading System, saying, “Build an investment portfolio of simple websites to provide a passive income stream…”

NetBiz presents Free Home Budget Software For Beginners | Free Money Management Programs posted at Money Galaxy - Make Money | Save Money | Invest Money, saying, “Budgeting is the key to keeping track of where your money goes. There are plenty of free online options for making a budget… on a budget!”

Carnival of Financial Goals presents WTDirect Review | Cash Money Life posted at Cash Money Life, saying, “WTDirect Savings Account offers customers a chance to earn high interest rates on their savings. Read this review for more details.”

Patrick @ Military Money presents Free Tax Preparation for Military Members posted at Military Finance Network, saying, “Military members are eligible for free tax preparation through their base services or through some commercial tax preparation companies.”

Kevin Dawson presents Case Study: Controversy in Marketing Part 1 posted at Kevin Dawson’s Copywriting & Traffic, saying, “Using controversy in marketing”

Christine presents Limited to 20 Euro ATM Withdraws in France from US Bank, Why? posted at Me, My Kid and Life: An American Single Mom Living in France.

Dave presents Save on Health Care - Medical Billing Advocates posted at Cheapo Groovo.

Ralph Jean-Paul presents How To Make Important Decisions Quickly posted at Potential 2 Success, saying, “Quick decision making is critical in just about every aspect of life. Every decision you make produces a result. In every line of business, quick decision making is crucial for success.”

Carrie presents Emergency Fund posted at Less is More.

MoneyNing presents How to Brighten the Path to Prosperity Even in a Dark Tunnel posted at Money Ning, saying, “The way we look at the problem IS the problem. Light up yourself, and you can navigate any dark road.”

Homemaker Barbi (Danelle Ice) presents College Costs Are Rising: Save Now With an Education Savings Account (ESA) posted at Homemaker Barbi, saying, “Guest poster Amanda Espinoza explains what an Education Savings Account or ESA is and how to invest for your child’s college tuition tax-free.”

Mr Credit Card presents Balance Transfers For Bad Credit posted at Ask Mr Credit Card.

Patrick @ Military Money presents Don’t Get a Refund Anticipation Loan posted at Military Finance Network, saying, “Refund anticipation loans are just as bad as payday loans.”

PFCreditCards presents 8 Reasons Why You Hate Credit Cards posted at PF Credit Cards, saying, “Do you hate credit cards? Maybe this is why!”

Patrick @ Cash Money Life presents How to Save Money on Your Homeowner’s Insurance Rates posted at Cash Money Life, saying, “Tips on how to save money on your homeowner’s insurance rates.”

Patrick @ Money Saving Deals presents Free Stock Trades at Zecco posted at Cash Money Life Deals, saying, “Free Stock Trades at Zecco - offer ends February 28, 2009.”

SJ presents The Truth About Petrol Prices posted at Save Money On Gas, saying, “Everywhere you look, people are complaining about high petrol prices. And they have good reason too - the high fuel prices seem to have become a worldwide phenomenon.”

Lauren Rose presents Never Use Copy Paste for Your Credit Card Number and Internet Explorer | No Debt Anymore .org posted at No Debt Anymore .org, saying, “Under certain circumstances, your clipboard contents from a copy and paste command can be stolen from the Internet. And that includes your credit card number!”

BankMan presents Why You Need a High Yield Savings Account posted at High Yield Savings Accounts, saying, “Use a high yield savings account to compound your savings.”

Mike Lares presents Poker Articles About Online Poker Rooms posted at online poker, saying, “Get online poker tips, rules and strategies. A large selection of online poker articles about texas holdem, omaha and other poker games.”

Abigail Perry presents Saving for retirement on $20 a week posted at Ms. Money Savvy, saying, “A guest post from Abigail at “i pick up pennies” about saving for your future, even when your contributions may seem insignificant.”

NetBiz presents Second Chance Checking Accounts: Banks That Do Not Use ChexSystems posted at Money Galaxy - Make Money | Save Money | Invest Money.

David presents Chase Platinum Credit Card Review posted at Credit Card Offers IQ, saying, “A review of the Chase Platinum credit card.”

Chris presents Expenses that come with owning your first home posted at Home I Own.

BankMan presents Never Pay ATM Fees Again posted at High Yield Savings Accounts, saying, “The AllPoint ATM network provides free ATM transactions to customers of member banks. Why pay ATM fees when you don’t have to?”

Patrick @ Cash Money Life presents Does Zecco’s New Rate Change Make You Want to Change Brokerage Firms? posted at Cash Money Life, saying, “Zecco essentially ended their free trades for many traders - here is how their new pricing structure compares to TradeKing and ShareBuilder.”

Raily Arena presents Sell Your Own Home: Can Be Very Difficult in Today?s Terrible Economy posted at How to Sell Your Own Home.

Patrick @ Military Money presents What to Do About a Lost or Stolen Stimulus Check posted at Military Finance Network, saying, “If your stimulus check was stolen and cashed, you may be a target of identity theft, which will ruin your credit score. Here are the steps you need to follow.”

Patrick @ Money Saving Deals presents Identity Truth 7 day free trial posted at Cash Money Life Deals, saying, “Get a free copy of your credit score with a 7 day free trial of Identity Truth.”

Silicon Valley Blogger presents Best Online Stock Brokers For Cheap Stock Trades posted at The Digerati Life, saying, “Thanks!”

The Smarter Wallet presents Charting Stock Movements With Fibonacci Trading Techniques posted at The Smarter Wallet, saying, “Thanks!”

David presents Salary Advance Loan Program–A Low Cost Payday Loan Alternative posted at Payday Loans Review, saying, “Salary advance loan programs are low cost payday loan alternatives offered by many credit unions.”

The Dough Roller presents The Balance Transfer Index™ | How Does Your Card Rank? posted at The Dough Roller, saying, “The balance transfer index shows the total cost of 0 APR credit card balance transfer deals.”

nickel presents 0% Balance Transfer Credit Card Offers to Start the New Year Right posted at fivecentnickel.com.

Gavin R. Putland presents Stupid property owners posted at LVRG Blog, saying, “Property owners’ attitudes to taxation inhibit growth in property values.”

Adam presents Swing Trading Strategy: Touch and Go! posted at Pimp My Trade, saying, “This article outlines a winning swing trading strategy that I use over and over again to pull in money from the stock market.”

Joe Manausa presents Safe Home Buying Process In Tallahassee | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “If you have ever purchased a home, then you know how much emotion goes into the selection process. Buying a home is not like buying something off the shelf at a consumables store, rather it is a process in which we determine how we will be living our lives in the near future. A prudent buyer knows this and therefore should create a process that does not allow emotion to initiate the home selection process.”

KCLau presents Would you pay RM 1200 for a concert ticket? posted at KCLau’s Money Tips, saying, “On whether spending big money on a concert ticket is essential given the recession”

The Shark Investor presents Strategies For Raising Funds: Saving posted at The Shark Investor.

Credit Shout presents Tax Preparation with Your Credit Card posted at CreditShout.

David presents The Basics of Interest (Part Three) posted at Personal Finance Ology, saying, “Compound interest, make it work for you, not against you! This is an important concept that allows your money to snowball and grow faster.”

Sarah Scrafford presents Is the Fed Hurting the Dollar in the Long-Term? posted at Currency Trading.net.

Raily Arena presents Why Making Money Online is NOT so Easy posted at Make Money Easy Online.

Julie Guarnizo presents Beef Up Your Piggy: Are Matching Dollars Always Worth The Risk? posted at Beef Up Your Piggy.

Piotr Stepien presents Money Free World posted at we overstep, saying, “It is good to have money but it is better not to have it at all. Surprised? Read the whole story.”

Piotr Stepien presents Raw Vegan Food posted at we overstep, saying, “Save money on pots, stoves, microwaves and electricity bills. Use less packaging. Reduce pollution. Go raw like millions of other people.”

Piotr Stepien presents Be Mass Media Free posted at we overstep, saying, “Improve your finances and mental health. Stop addiction to news, television shows and any low level mass media. Be mass media free and save on newspapers, radio and TV. Turn that time into something productive.”

Finance Tips 101 presents Answers About Home Equity Loans posted at Finance Tips 101.

Finance Tips 101 presents Alarming Identity Theft Statistics Are Cause For Concern posted at Finance Tips 101.

That concludes this edition. Submit your blog article to the next edition of
“How to administer your money” carnival using our carnival submission form.
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